Wed, 06 May 2026 19:13:00 +0000

Why Quiebra Is Here—and What It Reveals About Our Broken Financial System In recent years, the rise of bankruptcy filings—commonly referred to as quiebra in Spanish—has reached alarming levels. From individuals struggling with student debt to small businesses reeling from inflation and rising interest rates, quiebra is no longer a rare legal event but a widespread symptom of deeper systemic failures. Far more than a personal or corporate default, mass quiebra exposes how our financial system is fundamentally flawed and increasingly unsustainable. ### The Growing Crisis of Bankruptcy Filings According to recent data from the U.S. Bankruptcy Court Filings Reports, Chapter 7 and Chapter 13 bankruptcy filings have surged by over 30% since 2020. While economic fluctuations play a role, the underlying causes run deeper. High inflation, volatile employment markets, mounting student debt, and stagnant wage growth have left millions unable to reconcile their finances. Even middle-class families who once enjoyed financial stability are now filing for protection, signaling a systemic erosion of economic resilience.