Can I Start a Roth Ira for My Child

Sun, 03 May 2026 08:49:44 +0000

**Can I Start a Roth Ira for My Child? Understanding Eligibility and Options** Ever wondered if you can set up a Roth Individual Retirement Account (IRA) for your child? In today’s shifting financial landscape, this question is gaining traction among forward-thinking parents navigating long-term wealth and education planning. While not a common practice for underage beneficiaries, recent trends reflect growing interest in early retirement savings as part of broader financial literacy. This article explores the feasibility, structure, and considerations of opening a Roth IRA for a child—offering clarity for parents seeking to prepare their child’s financial future without easy answers. --- **Why Can I Start a Roth Ira for My Child Is Emerging in Serious Conversations**