Can I Have a 401k and a Roth Ira

Sun, 03 May 2026 08:49:44 +0000

**Can I Have a 401k and a Roth Ira? Understanding the Path to Dual Retirement Savings** If you’re curious whether you can contribute to both a 401(k) and a Roth IRA, you’re not alone—this question is gaining steady traction across the U.S., especially among digital-savvy, financially conscious adults balancing current needs with long-term security. With rising costs of living, evolving retirement planning trends, and greater access to financial education, the idea of diversifying retirement savings is no longer niche—it’s essential. --- **Why Can I Have a 401k and a Roth Ira Is Drawing More Attention**