Bilt is the membership program for where you live, transforming housing payments into valuable rewards while connecting members with exclusive benefits in their neighborhood.

In January 2026, Bilt Rewards announced a significant restructuring of its credit card program, branded as "Bilt 2.0." The transition marked the end of the company's partnership with Wells Fargo for its.

NEW YORK Jan. 14, 2026 Bilt today launched Bilt Card 2.0, a suite of three credit cards that, for the first time, extend rewards to homeowners with the ability to earn points on mortgage payments.

Understanding the Context

Learn how the Bilt Mastercard and Bilt Rewards program allow you to earn points on rent with no fees. Explore features, benefits, and the Bilt rewards login.

If you choose the Flexible Bilt Cash housing rewards option, you'll earn 4% Bilt Cash on all everyday purchases made with the Bilt Blue, Bilt Obsidian or Bilt Palladium.

Transfer your Bilt Points to Marriott Bonvoy points at a 1:1 ratio plus, get 5,000 Marriott Bonvoy bonus points for every 20,000 Bilt Points you transfer in a single transaction.

Bilt Rewards guide: Earn points on rent, mortgages and much more Bilt offers 3 credit cards that provide significant value if you're willing to put in effort to understand the program.

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